Licensed and regulated by the Central Bank of Kenya. Deposits protected by the KDIC (Kenya Deposit Insurance Corporation).
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A community bank built on teaming together

U&I Microfinance Bank provides financial solutions to community members across Kenya — established in 2007 to put community financial inclusion at the heart of everything we do.

Our journey

From a single community to a nationwide bank

Committed to becoming the leading microfinance bank through the provision of quality services to micro-businesses and SMEs.

2007

A community begins

U&I starts out as a credit-only microfinance institution, advancing Vision 2030.

2013

Deposit-taking licence

Granted a licence to operate as a deposit-taking microfinance institution.

2017

Nationwide reach

The CBK (Central Bank of Kenya) grants a National Licence — U&I becomes a nationwide microfinance bank.

Today

Leading & growing

Five branches, three counties, and an award-winning community of savers and SMEs.

Our Vision

To be the most preferred microfinance provider in Kenya — portraying individual commitment to serve each other and our customers exceptionally.

Our Mission

To empower micro-businesses and SMEs with working capital, technology and innovation — becoming the leading microfinance bank through the provision of quality services.

What guides us

Our Core Values

The principles that guide how we serve our customers, partners, and communities every day.

  • Customer focus
  • Honesty
  • Integrity
  • Professionalism
  • Innovation
  • Team work
Why U&I

Why bank with us

U&I Microfinance bank delivers financial solutions at a personalized level and is a market leader in providing all inclusive financial services to clients.

  1. We are an Award winning company.
  2. We are regulated by the Central Bank of Kenya.
  3. We offer excellent customer service.
  4. We ensure promptness in loan processing.
  5. We create job opportunities.
  6. We offer security for your money.
  7. We pay our taxes.
Governance

Led with experience and integrity

Strategic oversight, accountable leadership, and transparent reporting guide how we serve customers across every branch.

Board of Directors

Strategic oversight and stewardship from experienced directors guiding the bank.

Meet the board

Management

Day-to-day leadership focused on service excellence across every branch.

Meet the team

Financial Reports

Transparent, audited annual reporting on performance and accountability.

View reports
Affiliations

Trusted industry memberships

U&I Microfinance Bank is a member of leading industry and deposit-protection institutions that uphold standards across Kenya’s financial sector.

Transparency

Key Facts Statement

At U&I Microfinance Bank, we appreciate you for choosing us as your preferred bank. We believe that our customers have right to access information in a clear, simple and transparent manner. This document sets out a summary of the key facts you need to know regarding U&I Microfinance Bank products and services to enable you choose the right banking services for your needs.

Download Key Facts Statement PDF · 252.9 KB
Resources

Tariff Guide & Company Profile

Download our latest tariff guide and company profile for a clear view of our fees, products, and who we are.

Become part of our story of success

Whether you are growing a business or saving for the future, U&I is here to grow with you — teaming together, winning together.

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