Capital, tools and people-first support to help Kenyan SMEs and entrepreneurs reach their full potential.
Goods sitting at the port? Get up to 70% financing with approval in 24 hours — so your stock moves, your shelves fill, and your business keeps running.
Send money, pay bills and apply for loans from your phone. Simple, secure and available 24/7.
From everyday saving to growing a business and protecting your family, there is a U&I product for every stage of the journey.
Flexible loans for working capital, assets, school fees and import clearing with terms that fit.
Bancassurance and life cover that safeguard your family, your business and everything you build.
Accounts for individuals, businesses, children and groups built around how Kenyans really save.
Everyday transactional banking for individuals and businesses.
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Grow your business reserves while staying fully liquid.
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Save for your child's education and future dreams.
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Lock in funds for a fixed term and earn premium returns.
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A dedicated account for savings groups, chamas and welfare associations.
View product 24-hour approval to help entrepreneurs clear imported goods from the port.
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Structured repayments tailored to your cash flow.
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Finance vehicles, machinery, equipment and land.
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Smooth school-fees financing every single term.
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Indemnity against damage or loss to your vehicle and any liability to third parties or passengers.
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Coverage for losses arising from sickness or injury — medical expense, disability, or accidental death and dismemberment.
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Protects homeowners against accidental loss or damage from fire, theft, water damage, and more.
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Build a fund over time for your child's school fees with cover that keeps fees available.
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Protects against loss or damage to goods in transit as imports or exports.
View productEstimate your monthly instalment before you apply. No surprises, just a clear picture of what works for your cash flow.
Estimated using a fixed interest rate of 26% p.a. across all loan products.
We pair fast digital banking with a human relationship model, so customers still get guidance while moving quickly.
